As the car insurance companies to use their own tricks against them in order to reduce your car insurance premium and get cheaper deals - aired 6 Secrets
Sometimes the car insurance premiums are reasonable. People who live in areas with crime more car or have to pay more expensive cars more, for example. But they are not the only far what your insurance premiums up to.
Insurers have gone so far as surgeons have more accidents usually work in which they at least blame on others and building society clerk profession. You know, Virgo is the worst accident in the last year, but fish have more confidence.
This means that they get a premium based on age, sex, occupation, postal code and where you can leave the park as well as what you drive.
But the auto insurance provider does not necessarily they must all their own way - we found six ways to get cheap car insurance that they really like you do not know.
1. Use the right job title
If you see yourself as "boss" describe, while the car insurance quote application average charge is £ 98 higher than if you write "kitchen staff" GoCompare.com comparison site found - and it is not just a boss who has this problem ,
"Music Master" pay £ 86 more than "teacher", "Office Manager" pays more than "office administrator" and "worker" pay more "builder", which - in turn - over "Maurer" paid.
Basically, if you adjust your work more than one category, check car insurance quotes for all of them before registering. For more information on how it relates to your work your car insurance, check out this GoCompare leader. And if you are a full-time parent or retirement of make absolutely sure that the check box and not "idle" - it could save you nearly £ 300.
2. Add the driver experienced in politics
Women should punishment smile and HOLD - try to use for a huge TEDDY to beat the traffic. Female driver, 19, a huge bear was in the passenger seat of his car in the hope that it lay allow him to use the 2 + lane.Not get all the drivers a discount
It is a crime to tell someone who is not the main driver of the car is, but add a secondary driver, is legal - and more than that, you can save money.
Get permission first, and then an experienced driver with a clean driving license and a decent story add no claims on your insurance.
3. Never until the last minute to leave
Search around and switch car insurance three weeks before the renewal date, occurred on the day, an average of £ 280, compared Comparethemarket Save - associated with greater savings for younger drivers.
Oh, and really sure you compare and switch - Figures from Moneysupermarket.com showed nearly 6 million drivers only accept their automatic renewal offer - they cost £ 113 per year.
4. Get back money
earn money comparison sites, because if the product they change with them a commission from the insurance company received. But if you're smart, you can get the money itself.
Topcashback offer up to £ 110.25 cashback when you switch through them. Once you compare the prices and the cheapest offer is to find the head to one of them and see if you can get a better deal by switching through a cashback site.
5. Pay Front
Did you know that many insurance companies charge interest on your payment if you spread the cost over the year? Well, they did. an average of £ 62 over moneysupermarket work. So, if possible, be paid in advance.
6. Cut your personal and increase your excess
What is included in your car insurance quote? Puncture protection? Windshield? Theft of the car? Driving Abroad? Accident insurance? A car part? Each provides additional premium. In addition, account many of them were covered by such things as travel insurance, AA membership, home insurance or even your bank.
Check not pay twice, and then see if you really need this extra. Oh, and you need to check how much surplus is there on your policy. This is how much you should pay for itself if a claim contends. The higher the excess the lower the car insurance, so know how what you can afford to pay in the event of an accident, and arrange your excess there - and £ 50 can make a difference.
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